Privacy Policy

Mod Fin Lit LLC (“Mod Fin Lit,” “we,” “us,” or “our”) provides educational financial literacy content and tools. This Privacy Policy explains what information we collect, how we use it, and the choices you have. By using our website or mobile app (together, the “Service”), you agree to this policy.

Mod Fin Lit is for educational purposes only and does not provide financial, investment, tax, or legal advice.

1. Information we collect

Information you provide

• Account information — such as your name and email address when you create an account.
• Profile and goals — financial goals and preferences you choose to enter (for example, a savings target).
• Information you enter into tools — figures you type into budgeting, debt, or net-worth tools to get results. You decide what to enter; you do not need to provide real amounts.
• Support communications — messages you send us.

Information collected automatically

• Usage data — lessons viewed, features used, and general activity, used to improve the Service.
• Device and diagnostic data — device type, operating system, app version, and crash logs.

We do not connect to your bank accounts or import your financial transactions.

2. How we use information

• Provide, maintain, and improve the Service and its content.
• Personalize lessons and recommendations.
• Process Premium subscriptions and send related communications.
• Respond to support requests.
• Monitor performance, prevent abuse, and ensure security.
• Comply with legal obligations.

3. How we share information

We do not sell your personal information. We share it only with:

• Service providers who help us operate the Service (e.g., hosting, analytics, and payment processing), under contracts that limit their use of your data.
• Legal and safety recipients when required by law or to protect rights, safety, and security.
• Business transfers — in connection with a merger, acquisition, or sale of assets.

4. Data retention

We keep your information for as long as your account is active or as needed to provide the Service, and as required to meet legal obligations, resolve disputes, and enforce agreements. You can request deletion at any time (see “Your rights”).

5. Your rights and choices

• Access, correct, or delete your personal information.
• Export a copy of your data.
• Opt out of non-essential communications.
• Depending on where you live, additional rights under the GDPR (EU/UK) or CCPA/CPRA (California), including the right to know, delete, and opt out of “sales” or “sharing” (which we do not do).

To exercise any right, email privacy@modfinlit.com.

6. Security

We use administrative, technical, and physical safeguards designed to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

7. Children’s privacy

The Service is intended for adults and is not directed to children under 16. We do not knowingly collect personal information from children. If you believe a child has provided us information, contact us and we will delete it.

8. International users

We are based in the United States and process information there. If you access the Service from outside the U.S., you consent to the transfer and processing of your information in the U.S.

9. Changes to this policy

We may update this policy from time to time. We will post the updated version with a new “Last updated” date and, where appropriate, provide additional notice.

10. Contact us

Questions about this policy? Email privacy@modfinlit.com.